Roth IRA Calculator
Calculate your tax-free retirement savings growth
Disclaimer
This calculator is for educational purposes only. Results are estimates based on your inputs. Consult a qualified financial advisor for personalized advice. Read full disclaimer
Enter Your Information
2024 limit: $6,500 ($7,500 if 50+)
Roth IRA Growth Formula
Calculate tax-free retirement savings growth
Where:
Future value (tax-free)
Annual contribution in year t
Current balance
Annual return rate
Years until retirement
Example:
Contributing $6,500 annually for 35 years at 7% return grows to over $900,000 tax-free
Roth IRA Benefits
💎 Tax-Free Withdrawals
All qualified withdrawals in retirement are completely tax-free, including earnings!
🎯 No Required Minimum Distributions
Unlike traditional IRAs, you're never forced to withdraw. Let it grow as long as you want!
💰 Flexible Contributions
You can withdraw your contributions (not earnings) anytime without penalty or taxes.
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📚 Learn More About Roth IRAs
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